Idea debt is when you spend too much time picturing what a project is going to be like, too much time thinking about how awesome it will be to have this thing done and in the world, too much time imagining how cool you will look, how in demand you’ll be, how much money you’ll make, and way too little time actually making the thing.
Idea debt指你花了太多时间想象某个项目进行的样子，想象着这个项目完成以后会有多么了不起，你自己会显得多牛，会被如何追捧，会赚多少钱，却根本没有花时间真正去实施这个项目。我们可以称之为“空想时期”。
The person who has many ideas with tons of lore and planning, but with little to no execution of those ideas into a tangible product is called an idea debtor.
有很多计划和想法，却没有把任何想法付诸实践做出产品的人被称为idea debtor（空想家）。
（中国日报网英语点津 Helen）
